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Privacy Policy

Last updated: October 2026
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01

About This Policy

Protecting personal information is fundamental to GraviRup. This Privacy Policy explains what data is collected through the GraviRup mobile application (“App”), why it is used, how it is protected, and the choices available to you.

Continuing to use the App means you accept this Policy. If you disagree with any provision, remove the App from your device. Please read it with our Terms of Service, which describe the wider rules for using GraviRup.

02

Data We Gather

2.1 Identity & Contact Details

To verify your identity and establish the account, we collect your full name, date of birth, mobile number, email address and details from a government-issued ID. Information travels through encrypted channels and is stored at:

server.gravirup.com

These details are used only for identity checks, account creation and regulatory compliance; they are not shared with third parties for commercial use.

2.2 Device & Technical Information

We automatically receive limited technical details such as device make and model, operating-system version, IP address and Google Advertising ID. They help us operate the App reliably and secure the platform, and are not used for advertising or credit decisions.

2.3 Installed App Metadata

For security, the App may collect limited metadata about other apps, including package names and installation dates. We do not collect app content, passwords or usage data. This metadata is used only to identify security risk and does not affect credit standing.

2.4 Camera Access

The App may request camera access so you can upload documents. Images are encrypted before transmission to server.gravirup.com and deleted when verification finishes. The camera works only when you start it, never in the background, and no image remains after the process.

2.5 Approximate Location

With permission, we may use approximate location to confirm whether the service is offered in your area. Precise coordinates are not retained, and location is not used for advertising, profiling or credit assessment.

2.6 Usage & Diagnostic Data

Aggregated and anonymised signals—such as screens viewed, time spent and error logs—help improve the App. This information does not identify you and has no role in credit decisions.

03

Why We Collect Data

We process information only for specific legitimate purposes:

  • Verifying identity and checking eligibility before an account is opened.
  • Operating the revolving credit line and processing transactions.
  • Detecting and preventing fraud to protect the platform.
  • Answering support requests and user questions.
  • Improving features, correcting faults and developing services.
  • Meeting legal and regulatory duties.

You may refuse individual permissions. A refusal can limit a related feature but does not prevent general App use, and we do not collect information from a permission you have not granted.

04

Who Sees Your Data

We do not sell, rent or trade personal information for profit. Data is disclosed only when necessary to identity-verification providers checking submitted documents, service providers operating secure infrastructure and processing, or regulators and authorities where disclosure is legally required.

Each partner is bound by strict confidentiality duties and industry-standard security requirements. Information may be used only to perform the service required for GraviRup.

05

Keeping Your Data Safe

Safeguards apply throughout the information lifecycle, from collection to deletion. They include TLS/HTTPS encrypted transmission, access controls limiting sensitive records to authorised personnel, regular independent security and vulnerability reviews, and continuous monitoring with automated suspicious-activity alerts.

Only personnel with a legitimate business requirement may view sensitive data, and each access is logged and auditable. No online service is entirely risk-free; if you suspect unauthorised account access, contact support@gravirup.com immediately.

06

How Long We Keep It

Information is retained only for the time necessary to fulfil the purposes in this Policy or satisfy applicable legal obligations, whichever requires the longer period.

After account closure and the end of any mandatory retention window, data is securely deleted or fully anonymised. The precise period depends on the type of information and the rules that apply to it.

07

Age Requirement

GraviRup is strictly for people aged 18 or above. We do not knowingly collect information from minors, and identity verification is intended to prevent underage access.

If we learn that a minor’s data has been collected, we will erase it promptly and close the related account without notice. Please report a suspected underage registration to support@gravirup.com.

08

Your Rights

You have rights in relation to the personal information held by GraviRup:

AccessRequest a copy of personal information collected about you.
CorrectionAsk for inaccurate or outdated information to be corrected.
DeletionRequest deletion unless a legal duty requires retention.
Withdraw consentWithdraw consent at any time where consent is the processing basis.

To exercise a right or ask about our handling of data, contact support@gravirup.com. We aim to answer valid requests within a reasonable period under applicable law and may first need to verify your identity.

09

Changes to This Policy

We may update this Policy when services, laws or regulatory requirements change. Significant revisions will be announced through the App or by email before the new version becomes effective.

Small corrections or non-material edits may be posted without advance notice. The date at the top records the latest revision, and continued App use after an update signifies acceptance.

10

Contact Us

For a question, complaint or request concerning this Policy or the way your information is handled, our team is ready to assist.

Privacy Questions? We’re Here.

Our team is available Monday to Friday, 9 AM to 6 PM, for privacy and data-related questions.