Be at least 18 years of age
You must have reached legal adulthood under Indian law before entering a credit agreement.
Surakshit Turant, Tumhara Saath
A credit journey with every step visible.
GraviRup brings a dependable revolving credit line into one straightforward flow—from a single application and fast decision to access when required, without branch visits or stacks of forms.
01Apply once
02See the cost
03Draw a portion
04Restore limit
GraviRupINR 3,000 – INR 50,000
Minimum Loan Term91 daysClear minimum duration
Daily Usage Rateup to 0.065%On the unpaid balance
Maximum APRup to 23.73%Annualized rate
02 / JOURNEY
Six checkpoints keep the facility understandable.
Key figures, access, costs, repayment and protection follow one continuous path instead of being scattered across separate screens.
03 / DETAILS
The operating terms, written like a ledger.
The facility can remain ready at no holding cost. Charges start only when funds are drawn.
Credit Line RangeINR 3,000 – INR 50,000
Minimum Loan Term91 days
Daily Usage Rateup to 0.065% per day
Maximum Annualized Rate (APR)up to 23.73%
LIMIT RESETAfter the outstanding balance is repaid, the approved limit returns in full and becomes available again immediately, subject to the account remaining in current standing.
04 / EXAMPLE
Follow one representative cost from draw to repayment.
This illustration shows how interest charged at a daily rate may build across a typical period of use.
INR 10,000Amount Drawn
×0.065%Daily Rate
×100 daysUsage Period
Calculated InterestINR 650
Total RepaymentINR 10,650
Interest is calculated each day on the balance that remains unpaid. A lower draw, earlier repayment or part-payments may reduce the final cost.
05 / ACCESS
Three checks before the journey begins.
Each requirement must be satisfied before the revolving credit line can be made available.
Hold a valid government-issued ID
A current Indian authority document—including Aadhaar, PAN, Passport, or equivalent—is required to confirm identity.
Pass GraviRup's eligibility assessment
Our fast, automated and impartial review confirms that your profile meets our credit standards before access is granted.
Support stays with you from application to repayment.
Every message reaches a real team member who understands the product and responds promptly throughout your use of GraviRup.
support@gravirup.com